The Basics of Risk Management for New Investors
Investing is one of the best ways to build wealth and achieve financial independence. However, every investment comes with risk — the possibility of losing money. While you can’t eliminate...
Amira Khamelia
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How to Create a Diversified Investment Portfolio
Investing is one of the most effective ways to build wealth over time — but with reward comes risk. Market volatility, inflation, and unexpected events can all impact your returns....
The Psychology of Money: Why We Spend the Way We...
Money isn’t just about numbers—it’s about behavior, emotion, and perception. While financial decisions may seem logical on the surface, they’re often shaped by deeper psychological forces. Understanding why we spend,...
Understanding Compound Interest: The Silent Wealth Builder
When it comes to building long-term wealth, few concepts are as powerful—or as underestimated—as compound interest. Often called the eighth wonder of the world, compound interest is the quiet force...
Personal Finance 101: Building Wealth in Your 20s
Your 20s are an exciting yet crucial decade — a time when you begin to shape your financial future. While it’s easy to think that wealth-building comes later in life,...
Gamification in Finance: Engaging the Next Generation
The financial industry is undergoing a dramatic shift as younger generations—Millennials and Gen Z—reshape how money is managed, saved, and invested. Unlike previous generations, these digital natives expect financial experiences...
Cross-Border Payments: Breaking Barrier with Technology
In today’s globalized economy, cross-border payments are more important than ever. Whether it’s businesses paying overseas suppliers, migrants sending money home, or consumers shopping on international e-commerce platforms, the ability...
How Cloud Technology Is Powering Fintech Innovation
The financial technology (fintech) sector has experienced explosive growth over the past decade, reshaping how individuals and businesses manage money, make payments, and access credit. At the heart of this...
The Rise of BNPL (Buy Now, pay Later)2.0 Models
The Buy Now, Pay Later (BNPL) model has transformed the way consumers shop and manage their finances over the past few years. Initially popularized by fintech pioneers such as Afterpay,...
Open Banking: Opportunities and Challenges Ahead
Open banking is reshaping the financial landscape by opening up access to banking data and services through secure application programming interfaces (APIs). It represents a major step toward transparency, innovation,...
